Many Indian households view health insurance through a very narrow lens. Pay premiums every year, hoping that you would never have to use th...

The number is bigger than you think. The time is shorter than you feel. And the cost of waiting is greater than most parents realise.

Every...

Health insurance in India has evolved significantly over the past decade. What used to be a simple hospitalization cover has now transformed ...

Congratulations! You’ve received that long-awaited email: the annual increment. The salary hike has hit your account, and the immediate inst...

Every time we hear a rags-to-riches story, see a social media post about someone who turned ₹50,000 into ₹5 lakhs, or read about a stock tha...

Protect Your Income: Why A Comprehensive Personal Accident Insurance Matters?

Life is full of unknown risks. One can never really predict ho...

The markets have been on a rollercoaster lately, and if you’ve been tracking the headlines this week, you’ve likely felt that. The Nifty i...

"The investor's chief problem-and even his worst enemy-is likely to be himself."

- Benjamin Graham

We like to think of ourselves as rational...

Why should life insurance be the first step in your financial planning?

When we think about "financial planning," our minds usually jump str...

Introduction: The 'Save on Expense Ratio' Trap

Over the last few years, Direct Plans of mutual funds have been aggressively promoted across...

Last week, as news of fresh geopolitical tensions (US, Israel attacked Iran) flashed across television screens, something predictable happ...

Health insurance is one of the most important financial safety nets for you and your family. While buying a health insurance policy is a...

India is more financially aware today than ever before. Mutual funds are part of everyday conversations, digital platforms have simplif...

Every February, the nation pauses. Screens light up. Headlines flash.

What will the Union Budget bring this year-new tax slabs, higher deducti...

Health insurance is one of the most important financial protections for a family today. Medical costs are rising every year, and a good h...

We spend our entire lives working for money. We save, we sacrifice, and we watch our SIPs (Systematic Investment Plans) grow. But there ...

The beginning of a new year feels like a fresh notebook-clean pages, new possibilities, and a chance to do things better than before. Whi...

We Indians are great planners. We plan our weddings months in advance, we plan our children’s education years before they start school, ...

In the dynamic, high-speed world of Indian finance-where a new stock tip goes viral every hour-it is easy to believe that wealth is bui...

You track the markets, dissect earnings reports, and speak the sophisticated language of Alpha and Beta. You are a disciplined investor...

As our parents age, their health becomes one of our top priorities. They have spent years caring for us, ensuring our wellbeing, and now...

Once upon a time, spending money meant physically parting with cash. You’d open your wallet, count the notes, and feel the money leave ...

Everyone's a financial expert these days - or at least, they sound like one.

Your social feed is filled with confident voices explaining...

Owning a car is more than just a convenience-it is an investment and, for many, a dream fulfilled. But with this ownership comes responsi...

Diwali is the season of lights, laughter, and celebration. But let's face it-it's also the season when wallets tend to open a little too...

Building long-term wealth can seem like a daunting task, but what if there was a simple and disciplined approach that made it achievable...

In today's uncertain world, securing your family's financial future is not just wise—it's essential. One of the most effective ways to ...

The world of investing is changing rapidly, and at the heart of this transformation lies Factor-based Funds - a new-age approach where ...

"Don't put all your eggs in one basket" - every investor has heard this advice. For mutual fund investors, this often translates to hol...

When it comes to building a strong financial portfolio, most people focus on savings, investments, and growing our wealth. While these a...

When most investors think about mutual funds, the first things that come to mind are returns, risk, and tax-saving. But behind the scenes ...

As we celebrate the spirit of independence, it's a perfect time to reflect on another crucial form of freedom: financial freedom. While p...

In the past few weeks, India has witnessed a spate of accidents that have shocked the nation. From the tragic Ahmedabad plane crash landi...

We all dream of building wealth, seeing our investments grow, and achieving financial freedom. But often, in our pursuit of big returns, we...

Most of us are wired to chase success stories in investing. We eagerly read stories of legendary investors and their incredible successes, ...

When it comes to health, we all want the best care for ourselves and our family. Medical expenses are rising quickly and unexpectedly, havi...

The office air is thick with excited whispers of appraisals and increments. New salaries are hitting accounts, and for many, that sweet bon...

This Father's Day, as you scour for the perfect gift - another wallet, a gadget he'll use, or a "World's Best Dad" mug - stop and consider w...

Medical treatments are becoming more expensive and sophisticated, meaning the cost of hospitalization, diagnostics and daycare procedures are...

Navigating the world of investing can feel like traversing a complex maze, and without a solid understanding of the terrain, the journey can ...

In an age where financial markets react instantaneously to tweets, geopolitical tensions, and algorithmic trading, the most counterintuitive-...

Health insurance is a financial safety net that protects you and your loved ones from unexpected medical expenses. Despite its undeniable imp...

Dodging Investment Traps: How to Pick the Right Mutual Funds 

By: NJ Team

Investing in mutual funds? Congratulations! You're on a path to potent...

We've all been guilty of it-pushing retirement planning to the back burner. "Retirement? That's decades away!" we tell ourselves, all while fa...

Introduction

Traveling abroad can be an exciting and enriching experience. However, unforeseen events such as medical emergencies, flight ca...

The recent market turbulence has left many investors feeling anxious, watching their portfolios fluctuate with unsettling volatility. Headli...

Investing is an essential way to grow wealth, build financial security, and achieve long-term needs such as retirement, education, or buying ...

Investing is an essential way to grow wealth, build financial security, and achieve long-term needs such as retirement, education, or buy...

We cherish the smiles on our loved ones' faces as they unwrap gifts carefully chosen just for them. But this year, consider going beyon...

As the New Year is just around the corner, it's the perfect time to leave behind the setbacks of the past year and start fresh with a cle...

Do-It-Yourself (DIY) investing has gained significant popularity in recent years, with more and more individuals taking control of their f...

As we age, our bodies become more susceptible to various health ailments. While the future is unpredictable, we can definitely prepare f...

When it comes to life's significant moments like child education, marriage, retirement, etc., we probably have a plan in place. We even ...

Introduction

Living abroad as a Non-Resident Indian (NRI) brings a unique set of experiences. While you're building a life overseas, it's cruc...

Comprehensive Car Insurance: A Guide to Protecting Your Investment

Introduction

Comprehensive car insurance is a crucial component of responsib...

The Investor's Trifecta: Time, Pragmatism, and Pessimism

In the dynamic world of investments, where emotions can often cloud judgment, the th...

Season of Monsoon, Mosquitoes & Medical Insurance

The monsoon season brings beauty and relief from the heat, it brings a welcome change from...

Debunking 7 Misconceptions About Investing

Investing wisely is not just about knowing what to do; it's also about understanding what not to ...

In the evolving landscape of personal finance, mutual funds have emerged as a versatile and accessible investment vehicle for a wide range o...

Mutual funds are financial intermediaries that enable millions of small and big investors across the country to engage in and benefit from ...

Whether you are an investor or not, it is pretty certain that you must have heard about the famous Chanakya or his Nitis.

Chanakya was not o...

"I am young, do regular exercises, fit & healthy. Do I need health insurance?" Most of us ponder upon this question when someone talks about...

Health insurance in the new era is providing you various kinds of coverages, like OPD coverage, worldwide treatment, no claim bonus, etc.

Toda...

Health Insurance in India is growing widely and rapidly from the last few years. Recently, there has been some very critical reforms that will...

The majority of Indian investors do not have a structured approach to savings and investment. The amount of money saved is determined by thei...

Born into a world of constant connectivity and boundless information, Gen Z is navigating adulthood with habits and preferences that set them ...

In major cities, people prefer to travel by train or 2-wheeler even when they own a car to avoid traffic and reduce fuel expenses. However, ir...

Everyone wants to invest in the best-performing asset class every year. But, the thing is, it is nearly impossible to choose the best asset c...

A new year is a fresh beginning - a time when we can reflect on the past and look forward to the future with a fresh perspective and a desire ...

Insurance Policy is an agreement or a legal contract between the insurer, (the insurance company), and the insured or the policyholder /propo...

In the investment world, few names resonated as profoundly as Charlie Munger, the renowned vice chairman of Berkshire Hathaway and the long-t...

The number of deaths in road crashes in India was at an all-time high in 2022 with fatalities above 1.68 lakh. This is approximately 462 deat...

Today we live in a fast-paced, stress-filled life and we are knowingly and unknowingly exposed to many risks to life, health and property. Ma...

In today's fast-paced world, managing personal finances can be a challenging task. Whether you are seeking professional guidance or prefer a ...

Insurance is the cornerstone of financial security, offering individuals a safety net against life's uncertainties. At its core, insurance is ...

The equity markets have had an impressive run after the pandemic in India. The Indian economy has shown tremendous resilience and strong fund...

Health insurance has always acted as a crucial safety net, giving people and families access to financial security against unanticipated medic...

Have we reached all of the goals that we've set for ourselves in life? Leaving other goals aside, let's talk about our growing list of finan...

In this fast-paced world, where time is precious and financial responsibilities grow with each passing day, finding an investment approach t...

Are you unhappy with your current health insurance company or plan? Do you find other health insurance plans to offer a comprehensive scope ...

In today’s world, most people have a sedentary lifestyle with unhealthy dietary habits. Nowadays, we are even more prone to diseases caused...

"A father is a banker provided by nature." When we were kids, we often saw our fathers doing the best in terms of managing the finances and p...

As the proverb goes, "Health is Wealth", taking care of your health and the health of your family members is crucial. With the rising expense...

Do you love to have junk food and want to have it every day? But practically, you cannot have it daily because it can never grab all the nut...

A month has already passed since the start of the new financial year (FY). When it comes to any matter involving finances, accounts, and tax...

People generally assume that because they have a health insurance policy (HI), they would not require personal accident insurance as HI cove...

Indians are reputed to hold around 9-11% of the total physical gold in the world. It is estimated that more than 75% of Indian households ow...

Every time the Indian markets, a specific stock, or a sector reaches a new milestone, a new notification from the media appears on our mobil...

Insurance is an agreement between the insurer and the insured (policyholder). This agreement is based on the information the insured provide...

Are you the one who used piggy banks in your childhood to store all the money gifted to you by your relatives? Do you also remember getting ...

Investing is a risk-versus-reward game. Where some have made millions, many more have lost. What are the characteristics that differentiate ...

Having a basic health insurance policy is a great start to protect yourself from rising hospitalization costs and receive hassle-free, timely...

The Big Picture:

Every year, the union budget is one of the most keenly watched events in the country. This year, the first budget of “Amrit K...

“Successful Investing is managing risk, not avoiding it.” 

Benjamin Graham, the father of value investing might have said this decades ago, bu...

The world has become a smaller place. Today, be it education, career, business or leisure /holidays, the national boundaries have blurred f...

Even though the COVID-19 global pandemic began more than two years ago, we are still feeling the effects and disruptions in our lives. If w...

Saving and investing is a big part of your financial plans. Sometimes, even planning for your cash outflows becomes a vital component of...

Uncertainty is omnipresent today and we live in a world full of uncertainties around us. We never know what will happen in the next hour...

We all have dreams and aspirations, especially when we are young. Be it an early retirement or palatial home or a big car. Unfortunately...

Have you wondered why your fund seems to have delivered fantastic returns and yet your returns have been on the lower side? Well you are ...

A Health Insurance is a must today. Every individual and family must be protected against the very probable risks to our health. The rece...

As you grow in life your needs and wants also grow. When you get your annual salary increment, the first thought always tends to be about...

Setting financial goals is the most important aspect that every person should think of. It is an important step towards becoming financia...

By: Mr Vishal Baxi, NJ Wealth Partner, Surat Ring-Road Branch.

In a world that believes in manifestation, higher power and superstitions...

As investors most of us feel that creating wealth requires an active approach on our part. Frequent portfolio churning, be it stocks or mutu...

You will be tempted to eat all the laddoos if they are lying in your plate in front of you. Likewise the extra money or year end bonus in our...

As informed investors, we should be familiar with the different investment routes or facility of investing offered by mutual funds. You m...

The pandemic has come as a wake-up call for many of us. People are now giving a lot more priority to the quality of life, living and not ...

India is a blessed land where gurus have preached the path of self-realisation and enlightenment for aeons. Lord Budhha, the revered fou...

Sometimes it is good to have some mental laws framed in our minds. These laws when practiced in our lives has the power to influence our ...

The title of the article may sound like a chapter from a psychology book. But hardly is it academic in nature. This time around, we w...

Budgeting is simply creating a plan to spend your money. This plan is the “budget” which allows you to determine in advance how much will you...

The Covid-19 pandemic has led to a vivid change in people's attitude. With time spent at home and the growing uncertainty of life, people ...

Congratulations, You made the right decision to buy insurance. Now for the hard part.

Buying insurance is not an easy, straightforward p...

Our relationship with money starts at an early age when we notice or parents exchanging coins or notes for all sorts of stuff we like. The...

Most parents think that they do not need to teach their children how to manage money and the value of managing money in the right manner. Th...

Managing Portfolio In Retirement Years:

Retirement period is considered to be a new beginning for an individual. It is the time to unwind and purs...

We all have certain dreams and aspirations in life. We want to own a nice house, we want to send our kids to the best schools and colleges,...

It's about to start a new Financial year and we usually start the new year with new goals and resolutions, then why not to plan for TAX savi...

It was cold, windy evening of January 2012. Mr. & Mrs Arora (retired couple, both senior citizens) were enjoying winter evening & havin...

Albert Einstein had once called power of compounding as the eighth wonder of the world.This is one investment principle which makes money ...

"Do you think there are any specific habits that make some people more successful with money than others?" This is a question that a lot...

Retirement period is considered to be a new beginning for an individual. It is the time to unwind and pursue hobbies which you were not able ...

We all want to give the best to our children. We feel that our children do not need to go through the same experiences, difficulties and ...

Leonardo da Vinci once said that “simplicity is the ultimate sophistication.” This quote still stands very true for everyone today and for ev...

Over the last few years, the term “financial planning” has been very often used and heard by many of us. In this article, we explore as to wh...

Systematic Investment Plan or SIP as it is commonly known, is an investment plan (methodology) offered by Mutual Funds wherein one coul...

As families seek to improve their financial situation and develop plans for the future, a logical first step is to determine their pres...

Have you ever asked yourself – what has all the technology advancement and development around brought us? Has it really added value to ...

We believe in Vasudhaiva Kutumbakam, the old Sanskrit phrase meaning the world is one family. The technological advancements of the 21s...

"Unless you can watch your stock holding decline by 50% without becoming panic-stricken, you should not be in the stock market." - Warren Buffet.

“He that is good for making excuses is seldom good for anything else.” - Benjamin Franklin

Most people have many reasons 'not' to invest. Even tho...

The ultimate goal of every investor is collecting a big corpus to secure a peaceful Retirement. So, you invest throughout your life and once ...

Young adults are perhaps the richest among all of us. They have something more than all of us - "time" at an age when the possibilities are u...

Most of us, if not all, are in a journey from scarcity or deprivation towards financial well-being and ultimately financial freedom. A big p...

No one can predict equity market. Right? But the other side of the coin is that no one can create wealth by ignoring equity market. Equity ...

“Set your goals high and don't stop till you get there” ~ Bo Jackson

There is a strong correlation between your investments and your goals. T...

We have all made mistakes in past and most likely would also make mistakes in future. Making mistakes is not crime but is something human in...

Around 25 Lac new demat accounts have been opened during the lockdown phase. Lot of retail investors have hooked on to the direct Equity...

The two wonders of personal finance "Saving" and "investment" are often perceived as same by most of us. But, both these terms are distin...

There is none better way to look at simple ratios to evaluate your financial situation. Companies and analysts are much more comfortable using ...

As kids we would have read the famous story of Alice in wonderland. In the story, she once reaches a crossroads and was not sure which road to ...

Following are some tips which can help you in building and managing your Emergency Fund:

Ask your advisor: Your emergency fund must be suffi...

Asset Class is a often used word in finance, especially investment & portfolio management. We also used the term many times in our articles....

It may just take luck for a person to acquire or make wealth. However, it would take a lot more to keep holding on to that wealth. At the bo...

To most of us, food, clothing, and shelter were the norms for survival. Then came technology and connectivity in the form of mobile phones....

Motor Insurance is generally a combination of Third Party Liability policy & Owner’s damage Cover (OD). The Motor Vehicles Act was passed in ...

Scope of financial planning and awareness about personal finance have gone up considerably in last one decade or so with well traveled averag...

Marriage, in financial context, sounds heavy, especially in case of young Turks just starting on their career paths and not yet considering t...

There is something about women and money that doesn't seem to quite fit together in minds of most of us. We all generally have a tendency to ...

Life long Lessons for Investors

Successful investors have a lot to share from their experiences which goes beyond just numbers. Almost every such p...

Investing Obstacles to Conquer:

The beauty lies in the eyes of the beholder. The measure of anyone's personal or financial success is also a very ...

From the time one decides to invest their money, they come across a world which offers them a variety of options to invest in. We would always...

The best lessons we can learn is from the experience and lives of successful people. Words of wisdom from those who have achieved great hei...

What Is an Annual Financial Plan?

An annual financial plan is a way to determine where you are financially at this particular moment. That m...

In one of our recent articles we talked about how the individual investors are investing in India and the changing pattern of the investments o...

History has shown us that equities have been the most rewarding investment, asset class over long-term horizons. It has potentially generat...

The biggest financial challenge most of us facing is retirement. Unfortunately, retirement planning has not received the same level of importan...

Everybody likes to be in control. And to do the things they like. Almost every second person today dreams to have his/her own business/ventur...

We as investors are mostly interested to know what returns I am going to get from my investments. It is seldom asked what is the real rate of...

• Why are my returns low?

• Should I continue investing in current markets?

• What should I do to get higher returns?

These are some of the ...

1. When Buying Insurance, focus on sum assured

Don't fall for policies giving you 10 times insurance cover. They are all expensive investme...

Being successful at your investments is not a numbers game. It is a mind game. Successful investing is a play of some basic things which can ...

We are now well into the new financial year. Most of us would have now got their salaries revised, business plans worked out and bonuses receiv...

The last budget presented by the government was widely welcomed by everyone. There were many key measures taken for the benefit of taxpayers. N...

It is a fact that the equity markets have not been performing well in recent times. This is not at all surprising as history shows us that the ...

One single person cannot be an expert at many things. One may be good at quite a few things but can one call himself as an expert on multiple...

Time for Tax Planning

In life, two things are certain – death and taxes! 31st March is less than Four months away and you surely now have adeq...

You must have recently read news about Boris Becker actioning his trophies and other memorabilia. It was indeed sad that one of the greatest ...

Do you ever imagine why few people appear to get rich easily while most of the others live their entire life full of financial struggles? Have...

We all talk about it, know about it but rarely do we find anyone who is all set and ready for a peaceful and happy retirement. Retirement pla...

WHY DO BUDGETS FAIL?:

Budgeting. It is one thing that every business and even every household should do. We all must have read much on budgeting...

Fortification of your finances:

What does fortification of your finances really mean?

The term fortification essentially means creating a defence...

Guaranteed ways to lose money

We have discussed a lot of personal finance in our previous issues. But there also exist a lot of products or sho...

The 7 Commandments of Investments

Being successful at your investments is not a numbers game. It is a mind game. Successful investing is a play...

Newly married? Congratulations.

After all the music and celebrations of marriage die down, a new life starts and it is time to get back to the ...

One of the most common financial goals today has become financial freedom. This is especially true for the young generation, the millennials who ...

For many Indians, financial worries are a part of life. Being a developing economy with a very large population living without adequate fi...

All investors have one common goal – get better returns or performance out of their portfolio. While not all investors can be successful, all suc...

Action Plan for Personal Finance

An action plan is a road map for the achievement of some important goal. Most of us have some personal goa...

Most of us are aware of what a will is and how it works. Most of us are also under the impression that the will is only for people who ar...

We sometimes get sizable cash inflow as windfall gains or bonus for salaried employees. The first question arises in our mind whenever we have a bi...

Your Investment Goal :

The beginning point of any investment has to be you and your needs. Having a predefined goal or objective is crucial for sha...

Most of us have read the tale of “the rabbit and the turtle” in our schooldays. Let's recall the tale and refresh our childhood.

Once upon a time, t...

Have you ever heard of the term – Credit Score? If not, it is perhaps one most important thing you have to learn about.

What is it?

A simple d...

If you have been investing in Stocks, Bonds, FD's, Real Estate, Mutual Funds, etc., so by now you must be having a sizable investment portfol...

Asset Class is a often used word in finance, especially investment & portfolio management. We also used the term many times in our article...

Schools will soon be closing for summer vacations, and we don't want our kids to kill their time and strain their eyes watching TV, or peste...

Saving money is one of the most important part of ­financial management for individuals and families. Our spendings have a direct impact o...

It's that time of the year when most companies will be treating their employees with their annual bonus for their year long hard work. Some...

"The biggest risk is not taking any risk.. In a world that's changing really quickly, the only strategy that is guaranteed to fail is not ...

More often than not any surplus money left in savings bank account either gets spent on discretionary expenses or may be because of tiny ...

Today mutual fund SIPs have become very popular. With growing financial awareness, more and more persons are today investing in equity ma...

Indian investors are typically well diversified when it comes to asset classes. A normal person can be found willing to invest in gold or...

There is a famous saying on shopping by Bo Derek that "whoever said money can't buy happiness simply didn't know where to go shopping". Thi...

Investing for children's education, marriage, etc. occupy a prominent position in most people's list of life goals. You have been saving an...

Inflation in simple terms means general price rise of goods & services in a country. Inflation monster reduces purchasing power of money, r...

There is now a lot of communication seen on the importance of saving for retirement and what you need to do. This is fully justified and mu...

This article, as the name suggests is for those who start their retirement planning in the pre-retirement phase, in their 50's. Since forev...

One of the most integral part of personal finance management and financial planning is estate planning. It is something very important t...

We have all struggled to stay in budget. Each time we get our salaries or income from the business, we vow to save more money and redu...

Need for more wealth is never ending. We want to be wealthy, free from stress, free from monthly rents, mortgages and wish to pursue our passion. But the irony is, only a few from ...

The last day for action to save taxes is just round the corner. It is high time that you now take compute the tax liabilities and take...

Arrival of a kid may be the most wonderful and joyful moment in any parent’s life. Along with joy this brings additional responsibility. ...

What do we do with the surplus of income over expenses i.e our savings. We keep some money for meeting our near term emergencies or com...

All of us have big dreams like going on a annual foreign holiday, buying a large house in a posh locality, sending our child to the best ...

If you have been an active reader on personal finance topics, you must have heard of the FIRE movement. FIRE is an abbreviate for 'Financ...

If one has to describe the year 2018 for financial markets in one word, it would be 'volatile'. As we have known, markets tend to be vol...

Procrastination is something almost every one of us is guilty of. We tend to put off things till later, make excuses for not doing somet...

Life is like a convolution of waters, the creeks merge into a river, the rivers split into tributaries, but the ultimate destination for...

India is in a state of Euphoria, celebrations are in the air with one festival lined up after the other, and we just wrapped up the bigg...

Ever wondered how much should you invest in equities? In what time will your money double? Most of our money related questions often hav...

Equity markets in India have remained volatile for quite some time now, some sectors have demonstrated a poor show than others. Further ...

Liquidity is a familiar tune that you would often come across. It is one of the most critical aspects and is behind most financial proble...

The Indian Equity markets saw one of it's worst nightmares over the past few weeks. In the first week of October alone, the Sensex slipp...

Equity and Long Term go hand in hand. Whenever you hear or read about investing in Equity, the concept of long term follows. That we shou...

Returns Evaluation activity is done by investors quite often. We want to be aware of the clear position of our investments, what is our...

The first step in financial planning is setting your goals. In fact, the goals serve as the base to any financial plan. Hence one must ...

There is an investor who has four saving accounts, Rs. 10,000 lying in one, Rs 15,000 in another, Rs 2,000 in the third one (the investor ...

It may be expected from the blogs at this place, regardless of the topic, that it’ll revolve around the financial aspect of life. But when...

Friday, August 10 2018

Source/Contribution by : NJ Publications

Sameer, an IT professional, starts his month with Rs 35,000 being credited into his account. In the first week itself, he pays off his b...

One of the fundamental elements that go into Financial Planning is Asset Allocation. Asset Allocation means bifurcating your investment por...

This is one of the most common questions that the investors in their late 50's, about to retire in the next few years, have. One of the fund...

Like our marriage with our life partner, most of us develop a life long relationship with our investments, like our gold jewelery, the pro...

We have our viewpoints about people, places, things and a variety of other stuff in life. Men look feminine in Pink, Chinese is better tha...

With the ITR filing deadline not even a month away, it's time to start gearing up to file your return, if you haven't done already. Waiting ...

To stand out among 1.35 billion people, to meet the growing needs, to build a career of their choice, students wish to pursue their higher e...

What are your goals for your post Retirement Life? Pursuing all the things you wanted to but could not do over the last three or four decade...

There are so many people out there who are yet to inaugurate their investing process. Either we just don't want to invest or we keep on del...

Financial literacy is regarded as an important requirement for the effective functioning for any economy and society. Over the years, financi...

Today we'll not talk about financial products or investments or goals, rather we'll concentrate on simple routine money habits which you can...

1. An Emotional Guide: In investing, emotions play the devil's role. If left unchecked, they can easily ruin one's entire financial life. H...

Mutual funds have witnessed a growth in popularity over the past few years. The trend has seen retail investors increasingly participatin...

We save and invest throughout our life for our future and our goals. We invest for buying our dream house, for our kids education, marria...

Mutual Funds for wealth creation:

If you'd ask about that one thing that all investors want from their investment in return, is Returns, t...

For many of us, the topic of ‘managing’ our finances only hits us when we find our expenses regularly surpassing our income. That is, we st...

In today's times, people want to get the best of everything for their child, the best education, food, clothing and the best quality of...

Hari Prasad Verma was an assistant to a renowned builder in his town Saharanpur. Hari was living a lower middle class life. One day, on the...

In it's 6^th and the last of this fiscal's bi-monthly monetary policy review, RBI kept the Repo rate unchanged at 6%, three times in a row, ...

"Someone's sitting in the shade today because

someone planted a tree a long time ago"

~ Warren Buffet

The priests of investment preach the v...

When mankind created technology, it didn't know that the latter would be the most irreplaceable 'organ' of the former. Technology has changed ...

The financial year 2017-18 is drawing to a close. It's time people start looking into the tax planning process, reviewing their existing tax ...

We know many successful people and it is often our desire to achieve the success that our idols have achieved. However, matching success is...

Another year full of surprises and shocks, has formally come to an end. Although, the introduction of GST did create ripples, businesses we...

Bitcoins and Blockchains are the most talked about topics globally. The newspapers are flooded with updates on the Bitcoin rally, anecdotes o...

Mutual Funds SIP, as we all know is an investing tool which imparts discipline and convenience to the investing process. It is a systematized...

Your salary provides you the mec...

Your income meets your needs and looks after your present, and your savings and investments create wealth for you and takes care of your future.

Welcome to the investment world!



I...

Ramesh: Hey Suresh, good morning, how are you doing?

Suresh: Hey.. I am doing good, how about you?

Ramesh: I was wondering if you would be interested in investing in that bond whic...

There is a strong correlation between your investments and your goals. To make life simple, every goal must have an investment attached to it. To justify its presence, the investm...

Baghban is a captivating and a heart melting hindi movie with a mix of all the bollywood masala, emotions and songs. You all might remember crying an ocean at the melodramatic scen...

Mutual funds can help investors create wealth over the long term powered with disciplined savings and patience in the right asset class.

Equity mutual funds have been able to outper...

BIRDS AND THEIR YOUNG: You must have often seen a nest in the corner of an attic below the stairs of your house, or on the pot hanging in your balcony or on a tree in your backyard...

With just two days to go for the income tax returns filing deadline, amidst the last minute hustle, chances of mistakes are high. Either the website won't work because there are m...

People are very particular about the financial advisor they choose, we consider and evaluate alternatives, we take months to select the right financial advisor, we even change ad...

Since August last year when the resolution to implement GST was passed, the common man is preparing himself for the regime and is eager to learn the implications of GST on his lif...

There are changes happening in every aspect in our lives. One change that has affected our lives is the growth in financial needs and products...

Managing expenses is a tough task if you have not budgeted for it. But what about unknown expenses that hit us out of the blue. At times, even ...

Stay On Track: Key To Achieving Your Goals in Life

How would you consider your life to be meaningful and successful? I am sure that many would not prefer or will not be able to put ...

What happens when you go into your bank to deposit a large sum of money or if you have a huge balance in your savings bank account. Probably someone from the bank staff would approac...

Young adults are perhaps the richest among all of us. They have something more - “time”, an age when the possibilities are unlimited. In case you are a young adult in 20s or 30s or a...

Whenever the subject of discussion is planning for your future, the hot topics are "Buying a car in the next five years or upgrading the car in 3 years","Buying a house in the next...

That auspicious new year will never come

“I am young in my career, I am earnin...

Saving is the predecessor of investments and building wealth. The minimum you sp...

There is a very popular ad by MasterCard, wherein a young man's parents visit him,

The cost of business class tickets is Rs 110,000,

He rents a luxury...

Mr. Nimesh Jamadar is a client of NJ – a commerce graduate, started his own business in the area of Textile & Construction and he is doing great for last 20 years. ...